modeFinance is a newly registered, Trieste, Italy based CRA operating under the investor-pays model and covering Corporates.

modeFinance is registered with ESMA since July 10^th, 2015.

modeFinance is also a recognized ECAI across the whole European Union. The mapping of ratings to the 6 Credit Quality Steps under the Standardized approach for Banks and the 7 Steps under Solvency II is currently on-going.

modeFinance is considered a small Credit rating agency for the purpose of Article 8d of CRAIII.

Business model: modeFinance operates under the subscriber-pays model.  modeFinance issues credit scores on millions of corporate worldwide as well as private ratings.

Coverage: modeFinance covers corporate.

Availability of ratings and reports at website: currently, no ratings lists or ratings are available.